GMAC complaints about mortgage being late when it is within 15 days of due date.This being continued for every month. They even delay posting the processing date of the mortgage.
GMAC wants to access the account of the mortgagee so they can deduct any sum any time from the mortgagee's account. This is being done to a 87 yrs old lady. Prepaying early will not solve the issue because GMAC will post it to your principle and still be late.
This calls continue for several days and if someone answers they threaten with late fees. The account is being processed by BILL Pay from one of the major banks.